YOUR EDMONTON CLASSIC AND ANTIQUE CAR INSURANCE EXPERTS. CALL US TODAY!!

Edmonton Classic Car Insurance

Edmonton "classic car insurance" and Edmonton "antique car insurance" are handled by the men and women who work for car insurance companies that deal with classic and antique car insurance.  It is a relatively specialized field of insurance.  You could try and obtain classic car insurance from your regular automobile insurer, but it is not recommended. 

Edmonton Classic Car Insurance

Classic Car

We can meet all your Classic Car Insurance needs.

There are special requirements when you are dealing with classic cars, antique cars and other specialty vehicles and it is best to go with the experts.

All vehicles in Edmonton that are going to be operated on a “public highway” are required to have automobile insurance on them, as provided for in provincial legislation. 

In fact, all Canadian provinces have mandatory insurance requirements.  British Columbia, Saskatchewan, Manitoba and Quebec all have “public” or “government” auto insurance programs.  For the other provinces such insurance is obtained from private insurance companies.  Alberta is a private insurance jurisdiction.

The insurance requirements for Edmonton and elsewhere in Alberta are mandated by the Insurance Act of Alberta, and include that every vehicle must be insured to a minimum level of public liability and other insurance.  The same is true with basic accident benefits.  These requirements (and more) are all reflected in what is known as the “Standard Automobile Policy”. 

It is important that every classic car owner know and understand the terms of their insurance. Doing some homework in advance will help you out.  The Government of Alberta has a webpage dedicated to consumers of insurance that is quite good.

Your vehicle insurance is how you protect your investment from damage and yourself from liability and you every owner needs to be aware of what their policy requirements are, and what their policy actually includes.  In some ways, the "best" classic car insurance policy is the one that the vehicle owner has reviewed and meets their needs! 

Here are a few things to consider when shopping for Edmonton classic car insurance or Edmonton antique car insurance.

Firstly, is there a difference between “classic cars” and “antique cars”? 

Companies generally differentiate between “classic” and “antique” according to how old the vehicle is.  For some companies, 15 years or less makes it a “classic” and anything older is an “antique”.  For others, the dividing line is at 20 years, and for still others it’s 25 years.

Some other companies might even use words or phrases such as “vintage cars” or “collector cars” or “hobby cars”.  One insurance company we know of classifies “classic” and “antiques” together (for their cars to be “classics” or “antiques” they have to be more than 25 years old) and for newer cars it lumps anything less than 25 years old in together and calls them “special interest vehicles”. 

Having said all this, there is really no magic in any of these words or phrases – so long as you and whatever insurance company are talking the same language once you get into a conversation about it. 

What you want to find is an automobile insurance company that offers a full coverage policy that includes comprehensive, collision and liability coverage - all with good service and at a good premium price.  A company that is experienced in insuring classic cars and antique or vintage or special cars or whatever you want to call them, and who operates in the Edmonton area.   

Ask the insurance company about an “Agreed Value” policy.  This is where you agree in advance on the value of your classic or antique car and then, in the event of a total loss, this is the value you are covered for. 

Check if there are usage restrictions on the vehicle in question and make sure you are aware of them and determine whether they “work” for you.  Be honest with your agent and the insurer as to how you are going to use the vehicle and get the appropriate coverage.

Be aware that some policies have requirements that your antique or classic car to be stored in a locked garage or inside a locked and enclosed trailer when not in use.  Will it work for you at a car show if you are leaving your car in an unguarded parking lot? Make sure you consider these things when discussing your potential policy with your insurance agent.

Speaking of car shows - here a link to a website that lists most of the more prominant classic car clubs in Edmonton and the rest of Alberta and another that lists classic car clubs throughout North America.  

These are just some possible examples of the different issues that can arise.  All customers are encouraged to ask lots of questions of your agent and make sure you know exactly what your coverage is all about.  These examples show why it is best to go with an agent, broker or company that has experience in dealing with classic cars. 

 

 

Edmonton & Alberta Classic Car Insurance. Call us TODAY!

If you are seeking Classic Car Insurance or Antique Car Insurance in Edmonton or elsewhere in Alberta - call us for a FREE quote.

We will help you find the Classic Car Insurance that's right for you.

 

Edmonton Classic
Car Insurance

This is a FREE Edmonton Classic and Antique Car Insurance Quotation Site.

If you are looking for Classic Car Insurance - we can help you all over northern Alberta, including Edmonton, Grande Prairie, Fort McMurray, Red Deer, St. Albert, Sherwood Park and more.

 

Schedule of Classic Car Events - 2015 Northern Alberta
(For additional details and event organizer contact information, see the 2015 Northwest Cruise Calendar.)

  • 18-Apr
    NTCC 4th Swap Meet
    Drayton Valley AB

  • 25-Apr
    1st Capital Region Swap Meet indoors Stony Plain AB

  • 23-May
    4th Annual May Madness Car Show for STARS
    Edmonton AB

  • 23-May
    Got Chrome? 4th Annual Show & Shine
    Sherwood Park AB

  • 23-May
    1st Jellinek Society Show & Shine
    Edmonton AB

  • 30-May Antique Car Run Barrhead Chariots Fort Assiniboine to Barrhead AB

  • May 30/31
    Camrose Cruisers S/S Shoot Out & 100 Footer
    Camrose, AB

  • 31-May
    St. Albert Cruisers 23rd Annual Autorama
    St. Albert, AB

  • 5-Jun
    Big Wheels Deliver Meals Pre Reg Only
    Edmonton AB

  • Jun 5/7
    33rd Annual Show & Shine
    Three Hills AB

  • 7-Jun
    North Pointe Church Show & Shine Pre-79
    Edmonton AB

  • 7-Jun
    Chipman Car Crafters Show & Shine
    Chipman, AB

  • Jun 12/14
    Reynolds Museum History Road Car Show
    Wetaskiwin, AB

  • 13-Jun
    Khaos Kustoms & Harry’s Auto S/S
    Stony Plain, AB

  • 13-Jun
    Guitars & Cars Show & Shine
    Hitchkiss AB

  • 13-Jun
    5th Annual Valley City Fun Run
    Clive AB

  • 13-Jun
    7th Annual Fire n Wheels Fundraiser Run,
    Edgerton AB

  • 14-Jun
    Cold Lake Cruisers A&W Cruisin’ The Dub S/S,
    Cold Lake, AB

  • Jun 14/15
    T-Birds & Bronc's Cruise to Dairy Queen
    Edmonton AB

  • Jun 19/21
    Packard Car Club Intra Provincial Tour,
    Stettler AB

  • 19-Jun
    Just Kruzin’s “Drive In Movie” Servus Sports Center
    Lloydminster AB
  • 20-Jun
    Camrose Cruisers 1/8 Mile Side By Side Drags,
    Camrose AB

  • 20-Jun
    6th Annual Hinton Hot Wheelz Show & Shine,
    Hinton AB

  • 20-Jun
    County Cruisers Annual Show & Shine
    Mayerthorpe, AB

  • 20-Jun
    Crosstown Auto Centre Mopar Show & Shine
    Edmonton AB

  • 20-Jun
    St Jean Baptiste Festival Show & Shine
    Morinville AB

  • 20-Jun
    Wabamum Fun Daze & Classic Car S/S
    Wabamum, AB

  • 20-Jun
    7th Annual Hot Summer Nights Show & Shine
    Beaumont, AB

  • 21-Jun
    Viking Historical Society 5th Annual Show & Shine,
    Viking AB

  • 21-Jun
    Camrose Cruisers S/S+Cruise & Drive-In,
    Camrose AB

  • 21-Jun
    Vegreville Iron Runners Fathers Day Car Show,
    Vegreville, AB

  • 21-Jun
    6th Annual Pacemaker GM & GM Powered S&S
    St Albert AB

  • 21-Jun
    Fathers Day Soapbox Derby,
    St Albert AB

  • 27-Jun
    Taber Ford 3rd Annual Charity Show & Shine,
    Taber AB

  • 27-Jun
    Hwy 43 Cruisers Annual Show & Shine
    Valleyview, AB

  • 1-Jul
    Canada Day Show & Shine
    Stony Plain AB

  • 1-Jul
    Athabasca Classic Cruisers Car Show
    Athabasca, AB

  • 1-Jul
    Canada Day Car Show,
    Rocky Mt House AB

  • 4-Jul
    9th Annual Boilermaker Show & Shine
    Edmonton AB

  • 5-Jul
    Legal Hotel Show and Shine,
    Legal AB

  • 5-Jul
    Mainstreet Cruisers 22nd Anniversary Show & Shine
    Edmonton AB

  • 5-Jul
    Park’n in the Park Show & Shine,
    Rimbey AB

  • 11-Jul
    5th Annual Gear Grabbers Classic
    Bonnyville AB

  • 11-Jul
    Ponoka Piston Poppers Hog Root Rod Run,
    Ponoka, AB

  • 11-Jul
    9th Sylvan Lake Customs & Classics Show & Shine,
    Sylvan Lake AB

  • 12-Jul
    Westlock Wheels of Class Show & Shine
    Westlock, AB

  • 18-Jul
    Freedom Ford/AMOA (All Ford) S/S
    Edmonton, AB

  • 18-Jul
    Webster Hall 2nd Annual Car Show,
    North of Sexsmith AB

  • 18-Jul
    Lloydminster Auto Club S & S
    Lloydminster Lions Park AB
  • 18-Jul
    Camrose Cruiser Show & Shine, Cruise & Drive-in Movie
    Camrose AB

  • Jul 18/19
    7th Annual 1/8 Mile Drag Races
    Stettler AB

  • Jul 18/19 Drive for Diabetes The Rocky Mountain Way Edmonton AB

  • 19-Jul
    NTCC Show & Shine
    Drayton Valley AB

  • 19-Jul
    18th Annual Drayton Valley Northern Thunder S/S
    Drayton Valley, AB

  • 25-Jul Hooked on Classics Show & Shine
    Rocky Mountian House AB

  • 25-Jul
    3rd Annual Rig Cruise Car Bike Truck Show & Shine
    Edmonton AB

  • 25-Jul
    Lacombe days 2015, Downtown
    Lacombe AB

  • 26-Jul
    2nd Annual K Days Classic Car Show & Shine
    Edmonton AB

  • 1-Aug
    Mulhurst Bay 4th Annual Show & Shine
    Pigeon Lake AB

  • 2-Aug
    Dropsicles Meltdown 2015 Truck & Car Show
    Edmonton AB

  • Aug 4/8
    Rock n’ August – 19th Annual S/S/Music Apex Casino -
    St. Albert, AB

  • 5-Aug Rock n’ August – A & W Car Rodeo
    St. Albert, AB

  • 6-Aug
    Rock n’ August – Fountain Tire Car Show
    St. Albert, AB

  • 6-Aug Rock n’ August – Drive In Movie Night
    St. Albert, AB

  • 7-Aug
    Rock n’ August – Cruise Night & Street Dance
    St. Albert, AB

  • Aug 15/16
    Rocky 100 Foot Shootout,
    Rocky Mountian House AB

  • 15-Aug
    Redwater & District Discovery Days Show & Shine,
    Redwater AB

  • 15-Aug
    Edson Custom Cruisers Car Show @ Centennial Park,
    Edson AB

  • 15-Aug
    Forbidden Fantasy Toy Run Parkland Mall,
    Red Deer AB

  • 15-Aug
    Trail Days Show & Shine, South
    Cooking Lake AB

  • 15-Aug
    Pro Stock Performance 4th Show & Shine
    Edmonton AB

  • 16-Aug
    Cold Lake Cruisers Annual Show & Shine,
    Cold Lake, AB

  • Aug 17/27
    Classic Car & Camper Cruise to Chicken Alaska
    Edmonton AB

  • 20-Aug
    A & W Cruisin’ for A Cause MS,
    Every A & W in Canada

  • 22-Aug
    Donalda 4th Annual Show & Shine
    Donalda AB

  • 22-Aug
    Alberta Beach Annual Car Show
    Alberta Beach, AB

  • 22-Aug
    Endless Summer 15th Show & Shine,
    Sherwood Park AB

  • 23-Aug
    Edmonton Part Source Car Show
    Edmonton AB

  • 29-Aug
    Corn County Cruisers Show & Shine,
    Taber, AB

  • 29-Aug
    15th Annual Kids with Cancer “Bowties vs The World” S/S
    Edmonton, AB

  • Sep 4/6
    Thunder in the Valley Qtr Mile Drags & S/S
    Drayton Valley, AB

  • 6-Sep
    5th Annual Fall Breakfast Show & Shine
    Gull Lake AB

  • 12-Sep
    Toy Rod Run & Picnic
    Edmonton AB

  • 12-Sep
    Beulah Alliance Church 9th Annual Show & Shine
    Edmonton, AB

  • 12-Sep
    Northern Gateway Motorcycle Association Show & Shine,
    Slave Lake AB

  • 12-Sep
    Route 88 Rods & Customs Annual Show & Shine,
    Slave Lake AB

  • 12-Sep
    Barrhead Chariots Car Club 4th Annual Show & Shine,
    Barrhead AB

  • 12-Sep
    AIIPC-EC 6th Annual All Pontiac S&S Don Wheaton
    Edmonton AB

  • 13-Sep
    Grace Point Church of God Show & Shine
    Edmonton AB

  • 13-Sep
    Reach Up for Crystal Kids Show & Shine
    Edmonton AB

  • 19-Sep
    Nathanial & Logan’s Car Show For Make a Wish Foundation,
    St Albert AB

  • 19-Sep
    Ritchie Community League Day Classic Car Show
    Edmonton, AB

  • 20-Sep
    Sherwood Ford/AMOA 5th Annual All Ford S/S
    Edmonton, AB

  • 20-Sep
    Edmonton T-Bird Club Open Show & Shine
    Edmonton AB

  • 3-Oct
    Smoky Lake Pumpkin Fair & Show & Shine,
    Smoky Lake, AB

  • 10-Oct
    Quicktimes Fall Swap Meet,
    Red Deer, AB
Thank You!